Germania’s Property Program

When originally organized in 1896, the founders of Germania created a policy that protected those early farmers greatest assets, their homes and farms. Today, Germania remains dedicated to protecting the homes and property of its members. Over the years, Germania’s property program has grown to accommodate the needs of the Texas home insurance market. Instead of a one-policy fits all program, Germania offers the flexibility to customize a policy to fit the individual needs of our member.

Available Policy Forms
Germania Farm Mutual – Offers a policy specifically designed to meet the needs of rural and suburban property owners. This unique policy can be written to cover your residence, whether it is of conventional construction or a Mobile Home. If your property includes Outbuildings and Farm Equipment, Germania provides this coverage under one policy.

Depending on the property covered, you may be eligible for one or more of Germania’s premium reducing discounts. These include our:

Companion Policy Discount – 15%
Companion Life Discount 10%
Builders Risk Discount – 30%
Exclusion of Cosmetic Damage to Roof Discount – 20%
Claims Free – Up to 10%
Alarm Credits – 5%