Life Insurance

Since our beginning in 1983 Germania Life has focused on providing competitively priced life insurance products to our customers. Whether the life insurance is for a child or a person looking ahead to retirement, we can help fill that need with personalized service and products that we are known for.

So please take a look at what we have to offer and then contact Roeber Insurance Agency for more information.

Listed below are the life insurance products we offer. Call us and find more information about the policy and what it offers.


Companion Life Policy Discount


Participating Whole Life
Economy Whole Life
Juvenile 10-Pay Life
Senior Life I and II
Single Premium Whole Life
10 & 20 Limited Pay Whole Life


20 and 30 Year Level Term
5 yr Renewable & Convertible Term
10 yr Renewable & Convertible Term

Frequently Asked Questions:

How much life insurance coverage do I need?
This will depend on how many people ae in your family, whether you are married, have children or others you care for and the total amount of your debts. A qualified Germania life agent will be happy to help you determine just the right coverage.

Do you sell mortgage insurance?
Yes, we have several alternatives to protect your family, home or business. A Germania life agent will be happy to discuss the options and help you select the right policy for your family.

What is the difference between whole life and term life insurance?

Whole life insurance is a policy that is permanent, providing protection for the entire life of the insured, if premiums are paid as specified in the policy. Term life insurance provides protection for a certain period of time and pays no benefits after that period ends. A Germania life agent can help you decide which is appropriate for you.

Do you offer annuities?
Yes. Annuities, like life insurance policies, are purchased with premium payments. We have regular annuities, IRA’s and self-employed Pension Plans that can help provide income for retirement or other future needs. Check with your Germania life agent to see what type of annuity best fits your plans.